Aware Super is a leading Australian superannuation fund, providing retirement savings and income solutions to its members. With a strong focus on responsible investing and a commitment to delivering sustainable long-term returns, Aware Super has established itself as a trusted and reliable choice for individuals seeking to secure their financial future. As of the latest available data, Aware Super manages over $140 billion in assets, making it one of the largest superannuation funds in Australia. This significant asset base enables the fund to leverage its scale and expertise to negotiate competitive investment fees and access a diverse range of investment opportunities, ultimately benefiting its members.
One of the key strengths of Aware Super is its diversified investment portfolio, which spans across various asset classes, including Australian and international shares, property, infrastructure, and fixed income. This diversified approach helps to minimize risk and maximize returns over the long term, providing members with a stable and reliable source of retirement income. Additionally, Aware Super's investment strategy is guided by a strong commitment to environmental, social, and governance (ESG) principles, ensuring that the fund's investments are not only financially sustainable but also socially responsible. For instance, Aware Super has invested in renewable energy projects, such as wind farms and solar panels, to reduce its carbon footprint and contribute to a more sustainable future.
Key Points
- Aware Super is a leading Australian superannuation fund with over $140 billion in assets under management.
- The fund offers a diversified investment portfolio, spanning across various asset classes, including shares, property, infrastructure, and fixed income.
- Aware Super is committed to responsible investing, with a strong focus on ESG principles and sustainable long-term returns.
- The fund provides a range of investment options, including pre-mixed and sector-specific portfolios, to cater to different member needs and risk profiles.
- Aware Super has a strong track record of delivering competitive investment returns, with its Balanced investment option returning 8.2% per annum over the past 10 years, outperforming the industry average.
Investment Options and Performance
Aware Super offers a range of investment options to its members, including pre-mixed and sector-specific portfolios. These options cater to different member needs and risk profiles, allowing individuals to choose the investment strategy that best aligns with their financial goals and risk tolerance. The fund’s investment options include the Balanced, Conservative, and Growth portfolios, each with its own unique asset allocation and risk profile. For example, the Balanced portfolio has a target asset allocation of 60% growth assets and 40% defensive assets, providing a balanced mix of risk and return.
In terms of investment performance, Aware Super has a strong track record of delivering competitive returns to its members. According to the latest available data, the fund's Balanced investment option has returned 8.2% per annum over the past 10 years, outperforming the industry average. This strong performance is a testament to the fund's investment expertise and its commitment to delivering sustainable long-term returns. Aware Super's investment team uses a combination of quantitative and qualitative analysis to select investments, including a thorough review of each investment's ESG performance and potential long-term growth prospects.
Responsible Investing and ESG
Aware Super is committed to responsible investing, with a strong focus on ESG principles and sustainable long-term returns. The fund believes that ESG considerations are essential to delivering long-term value to its members and has incorporated these factors into its investment decision-making process. This approach not only helps to minimize risk but also contributes to a more sustainable and equitable future. For instance, Aware Super has implemented a comprehensive ESG policy, which includes a commitment to reducing its carbon footprint, promoting diversity and inclusion, and supporting human rights.
The fund's responsible investing approach is guided by a number of key principles, including a commitment to active ownership, a focus on ESG integration, and a willingness to engage with companies on ESG issues. Aware Super also participates in various industry initiatives and collaborations, such as the United Nations-supported Principles for Responsible Investment (PRI), to promote responsible investing practices and support a more sustainable future. By incorporating ESG considerations into its investment decisions, Aware Super aims to create long-term value for its members while also contributing to a more sustainable and equitable society.
| Investment Option | Return (10-year average) |
|---|---|
| Balanced | 8.2% |
| Conservative | 5.5% |
| Growth | 9.5% |
Membership Benefits and Services
In addition to its investment options and responsible investing approach, Aware Super offers a range of membership benefits and services to its members. These benefits include access to financial planning and advice, insurance options, and retirement planning tools. The fund also provides a range of educational resources and workshops, designed to help members make informed decisions about their superannuation and retirement planning. For example, Aware Super offers a retirement planning calculator, which helps members estimate their retirement income and plan for their future.
Aware Super's membership benefits and services are designed to support members at every stage of their superannuation journey, from accumulation to retirement. The fund's dedicated team of financial planners and advisors are available to provide personalized advice and guidance, helping members to achieve their financial goals and secure their retirement. Aware Super also offers a range of online tools and resources, including a mobile app and online portal, which provide members with easy access to their account information and investment options.
Financial Planning and Advice
Aware Super’s financial planning and advice services are designed to help members make informed decisions about their superannuation and retirement planning. The fund’s team of experienced financial planners and advisors provide personalized advice and guidance, taking into account each member’s individual circumstances and goals. This advice may include recommendations on investment options, retirement planning, and insurance, as well as guidance on how to optimize superannuation contributions and minimize taxes. For instance, Aware Super’s financial planners can help members develop a comprehensive retirement plan, including a detailed budget and investment strategy.
The fund's financial planning and advice services are available to all members, regardless of their account balance or investment option. Aware Super believes that every member deserves access to high-quality advice and guidance, and is committed to providing these services in a transparent and cost-effective manner. By providing personalized advice and guidance, Aware Super aims to help its members achieve their financial goals and secure their retirement, while also promoting financial literacy and education.
What is Aware Super's investment approach?
+Aware Super's investment approach is focused on delivering sustainable long-term returns to its members. The fund's investment portfolio is diversified across various asset classes, including shares, property, infrastructure, and fixed income, and is guided by a strong commitment to ESG principles and responsible investing.
What are the benefits of joining Aware Super?
+By joining Aware Super, members can benefit from the fund's strong investment performance, diversified investment portfolio, and commitment to responsible investing. Members also have access to a range of membership benefits and services, including financial planning and advice, insurance options, and retirement planning tools.
How does Aware Super approach ESG investing?
+Aware Super is committed to responsible investing and incorporates ESG considerations into its investment decision-making process. The fund believes that ESG factors are essential to delivering long-term value to its members and has implemented a comprehensive ESG policy to guide its investment approach.
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